A professional, personal service for property buyers
For most people, purchasing property is the biggest financial transaction and investment they make. So once you’ve found the perfect property it’s vital you choose the right partner to get you the finance you need to complete your purchase.
Whether you’re buying your first home, making the next move or investing in property for the future or your retirement, Your Loan Solutions can provide the expert guidance and finance you need.
Home Loans for all circumstances
Whether you're just starting off or have a portfolio of properties, Your Loan Solutions can find the best loan solutions for your needs:
Your Loan Solutions can help you understand all the home loan options available and provide guidance and advice to ensure you select the product that best meets your needs and circumstances.
Bridging Loans
Bridging Loans enable the purchase of a new property before the existing one is sold.
Buying Your Next Home
Up-sizing, downsizing or just looking for a change of scene? Use your equity to access additional funds to purchase a new home before you sell.
First Home Buyer Loan
Government grants are available to Australians who are buying or building their first home. The Grant varies by States and Territories.
Fixed Home Loans
An interest rate set for an agreed term regardless of any variations in the market.
Honeymoon Loans
Honeymoon rate, or introductory rate, home loans offer a low interest rate for an introductory period, usually the first 1-3 years of the loan. Once the honeymoon or introductory period ends, the interest rate usually reverts to a higher rate.
Interest Only Home Loans
This is where you only pay the interest on the loan. It is popular with investment properties for tax benefits.
Investment Properties
Build up your property portfolio by purchasing residential or commercial property.
Land & Construction Loans
If you’re buying the land, you may want to consider splitting the loan into a “land loan” and “construction loan”, which means that they’ll be advanced at different times.
Loans to Renovate
These are special loans for renovation projects, large or small.
Low Credit Score Loans
Perfect for Australians who are just outside of a bank’s lending criteria.
Low Deposit Home Loans
You may be able to purchase a property with low or no deposit if someone – typically your parents – is willing to act as a guarantor.
Low Doc / Alt Doc Loans
These are a flexible financing solution for self-employed people who have income and assets, but may not have the usual paperwork at the time of application.
Offset Mortgages
An account linked to a mortgage account so that the interest earned is applied to reduce the interest on the mortgage.
Re-draw Products
This allows you to access any additional payments you have made on your mortgage.
Re-financing
Re-financing your home loan to obtain a better interest term and rate.
SMSF Loans
Investing in property with your retirement funds.
Variable Home Loans
The interest rate varies as market interest rates change OR variable rates go up and down as interest rates rise and fall.
Other types of Mortgages
Personal loans, car and equipment finance, reverse mortgage etc.
What our customers say
"We had recently decided to purchase our first investment property together. With slightly complicated finances we thought we would use the services of a mortgage broker. We would highly recommend Marti for anything financial, we are so glad we took the leap and entrusted her with our finances and will definitely be using Marti’s services again. Thank you, thank you, thank you from the bottom of our hearts."
Bronwyn & MikeProperty Investors, Elimbah
"I needed to re-finance my houses after recently obtaining a divorce. As I am in my late 60's I never thought that I would get finance. Marti was absolutely marvellous. It was a stressful time but Marti was there; every phone call or email was promptly attended too. I was informed by Marti on a regular basis what was happening. Thank you Marti."
JanRe-mortgaging, Jerilderee
"We found Marti from a referral from a friend, after 5 months of knockbacks from other brokers and having not been successful with the applications. Marti went out of her way to make sure she got us the result we wanted. Would highly recommend Marti for any type of loan. A very genuine person. We can't thank her enough."
Metin & Jackie Home Buyers, Samford
Your Loan Solutions - supported by our selected lending and insurance partners
